Are there other factors that will determine what interest rate I get?
Yes, there are several factors that will determine the rate you get. It depends if the RV is new or used. A used RV (normally over 3 or 4 years old) will get a higher interest rate than a new RV. Your down payment will affect your interest rate. If you finance the RV on a zero down program the interest rate will be higher. The term of the loan will affect the interest rate. The shorter the term the higher the rate, the longer the term the lower the rate. The amount financed will affect the interest rate. The lower the dollar amount the higher the rate, the higher the dollar amount the lower the rate. Your credit history (credit rating or score) will affect the rate. The higher your credit score is the lower the interest rate will be.